Tonik – Fast Loans & Deposits APK MOD (Premium Unlocked)

4.0.7 for Android, iOS and Windows
Download app Tonik - Fast Loans & Deposits MOD APK (Premium Unlocked/VIP/PRO) for Android, iOS and Windows - Free - latest-version.
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Tonik Digital Bank
Dec 14, 2022
119.66 MB
4.0.7 for Android, iOS and Windows
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Tonik – Fast Loans & Deposits MOD APK 4.0.7 (Unlimited Everything / VIP/ PRO)

Tonik is the Philippines’ first neobank with a digital bank license offering savings deposits with sky high interest rates and quick online cash loans and shop installment loans for all of life’s necessities.

Innovative. Passionate. Customer-first. That’s Tonik.

We’re a 100% digital bank on a mission to revolutionize the way money works in Southeast Asia, offering only fast, easy, and secure transactions with a team of experienced bankers taking care of all your financial needs. We’re a neobank that’s there for you 24/7 with services that’ll help you get ahead. Install the app today and avail any of our products below:


Your Tonik Account is your main account. It’ll give you the satisfaction of also having 5 Stashes and 5 Time Deposit accounts within the Tonik App. You’re going to love how you can move, organize, and personalize your cash. You will also have a virtual card and can request for a physical debit card to use in all your financial transactions.


Need an easy loan but got no credit history or collateral? Our Quick Loan has got you covered. You can get approved in just minutes and borrow PHP5000 up to PHP50,000 depending on your needs.

It’s called quick for a reason, because you only need to submit 1 valid ID and 1 month’s payslip. Plus, your payment dates are on your terms: choose whichever date is most convenient for you and get auto-debited on that date!

What else is awesome about getting a loan with a digital bank is that you can see all your details on the app and cash out the full amount in real time. We’ve also got no pre-termination or early payment fees! Yass!


• Fast approval and real-time disbursement to your Tonik Account
• No credit history and no collateral needed
• Minimal documents required – only 1 valid ID and proof of income
• Flexible payment date – your preferred salary payout date
• 6, 9, 12, 18, or 24 months installment
• 100% digital – all loan info can be seen on the Tonik App
• Cash out the full loan amount real-time
• One bank account for application and cash disbursement
• No pre-termination or early payment fees
• Top up your main account. Get auto-debited on your due date


• Loan amounts: ₱5,000 to ₱50,000
• Loan tenure: 6 to 24 months
• Service Fee: : ₱500
• Monthly EIR: Average 7% but depending on due date
• Maximum Annual Percentage Rate (APR): 84%
• Late fee: ₱500
• Applicable Taxes (DST & GRT): None

Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months. The Monthly EIR is also based on diminishing principal because principal balance decreases as you pay your monthly installments on time. Example computation: If you apply for a ₱5,000 from Tonik app and opts for 180 days or 6 months installment, you would need to pay a monthly fee of only ₱ 1,048.98.


In-Store shopping has never been easier with Tonik’s Shop Installment Loan. Borrow up to ₱100,000 now and pay it back later for your next shopping spree at our partner stores. Buy Now Pay Later is more fun and helpful with Tonik In-Store shopping. Get a Shop Installment Loan today!


• Loan amounts: ₱5,000 to ₱100,000
• Loan tenure: 3 to 24 months
• Service Fee: : None
• Monthly EIR: Average 4.5% but depending on due date
• Maximum Annual Percentage Rate (APR): 54%
• Late fee: ₱500
• Applicable Taxes (DST & GRT): None


Any Filipino who is:

✔️ At least 18 years old
✔️ Has a residence in the Philippines
✔️ Has a valid email address
✔️ Has an active Philippine mobile number
✔️ Does not classify under the United States FATCA


Email: [email protected]

Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.

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Looking for an awesome Tonik – Fast Loans & Deposits app? Get ready to enjoy one of the best quality Tonik apps offline & enjoy new Finance . Here, a lot of essential features in app.                                          

MOD APK app features of Tonik – Fast Loans & Deposits

Here, Install Tonik MOD APK app with Premium Unlocked/VIP/PRO Version.

  • Unlimited Money
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  • Unlock All Costumes
  • Unlocked All Levels
  • Unlimited Everything
  • High quality
  • Unlocked Premium
  • No watermark
  • Unlocked Characters
  • Unlocked Pro
  • Unlocked VIP
  • Free to download
  • Totally Safe
  • Autoupdate
  • MOD Paid
  • No Ads
  • High Dame
  • Onehit

Before downloading a cracked or modified version of an Apk app, you need to uninstall the original version or another MOD version.

Frequently Asked Questions (FAQ)?

Q. What is the best Tonik App (Unlimited Money, Premium version)?

A. Most of the popular android app Tonik (Unlimited Money, Premium version) download for Android. Here, you can get its Tonik app in its latest version for Android, iOS (iPhone), and windows. It is the best app for android, iOS and windows devices users.

Q. How does Tonik Mod APP (Unlimited Money, Unlocked Version) use?

A. It is an amazing app to Tonik easy for android or iOS users. The greatest of Finance android apps like Tonik applies marvelous benefit to apps on our platform without costing you a dime. If you are interested in using a popular app so Tonik download it from our website

Q. Is the Tonik app safe to download from ?

A. Yes, Tonik mod app is very easy to install for android or iOS and users can download the app directly from our website. The app uploaded to is safe and harmless to users.

Q. Why do need Tonik pro version (Premium, Unlock) app?

A. If you download the pro version, you can avoid every flaw in Tonik, With the app version of Tonik you do not have to spend any money and will get extra and more advanced features as compared to a free app.

Q. How do I download Tonik App on android ?

A. Actually, it is a very simple process for you, So, follow the below options if you want to download the app easily.

  • Now, firstly download Tonik app from our site.
  • Just turn on “Unknown Sources”
  • Enable or allow “Unknown Sources” by taping on settings
  • Then tap on “install” button and wait till installation is done!

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Overview APP

Overall, Tonik – Fast Loans & Deposits app has a very nice feel to it and the reason why this app became so famous was because of its cutter yet they had an amazing app of creating that Captured the eye of every Finance lover out there. Download Tonik mod apk app (hack, Unlocked All Levels ) using your favorite browser. Tonik Online – Free Finance app Hack Mod (Unlimited Money, Premium) can be used for free and does not require root.

What's new

  • A better Quick loan - only 1 ID needed
  • A special offer for our valued loan customers
  • Enhanced our Big Loan product for jointly owned condos
  • Introducing a new great Shop Instalment experience, now with QR
  • Voter's, TIN and PhilHealth IDs are now accepted
  • Standardised Instapay reference number for easier tracking
  • Improved Instapay transaction details to display more information


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